Senior Credit Manager, Global Network Banking (UAE Nationals only) - 0000L5OB
Some careers open more doors than others. If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities.
We’re building the world’s most powerful corporate and institutional bank – one that sets the standard for international commerce and institutional partnership. Our strength lies not just in our scale, but in our people, the unmatched power and depth of our international network, our distinctive global client franchise and the quality of our services. These are the cornerstones of our leadership in payments, trade, FX and corporate financing, and underpin our commitment to meet today’s demands and shape the financial system of tomorrow.We are currently seeking a high calibre UAE national to join our team as a Senior Credit Manager within our Global Network Banking Team based in Dubai.
In this role, you will:• Manage end-to-end credit application process including preparation of credit applications based on thorough analysis of the financial reports, research and other data sources / market intelligence.• Be responsible to assist the Relationship Manager (RM) with all portfolio maintenance workstreams (KYC, covenants, securities etc.). • Closely work with the RM to increase revenues from existing and new to bank clients.• Assist the customer by working closely with other Commercial Banking sites and product groups like Global Trade Solutions (GTS), Global Banking & Markets (GBM) and Global Payments & Solutions (GPS).• Structure appropriate credit facilities for the customer.• Maintain a proactive and appropriate calling program to service clients, ensuring senior management and key stakeholders for clients are contacted regularly.• Adopt and ensure fully effective utilization of all tools and systems provided by the bank to assist in service and sales delivery.• Keep abreast of external factors influencing international business e.g. economic, cultural, geographical, procedural and regulatory requirements. • In discussion with RM, develop effective strategies to manage customer relationships, anticipate customer needs and provide a superior quality service to position HSBC as the market leader in this segment.• Assist RM to ensure timely and accurate maintenance of customer information, including Know your Customer (KYC) requirements, in Group systems.• Establish an effective working relationship with Risk Management teams, in order to validate the accuracy of the customer risk profile and ensure sustainable asset growth.• Deliver a high-quality service by owning customer engagement, striving for excellence in all interactions with (prospective) customer or other professionals, and always acting according to the highest professional standards.• Monitor and manage robust controls to ensure credit risk and other risks are adequately mitigated and appropriate timely action taken to minimize losses to the Bank.• Keep abreast with sustainability and assist RM to identify, lead and deliver sustainability solutions supporting clients in their transition journey.