Retail Business Loan

Job Description

A bachelor's degree in finance, business administration, economics, or a related field is often required.

Previous experience in retail banking, lending, or credit analysis is typically required.

Experience in sales or customer service roles within a financial institution may also be beneficial.

Strong analytical and problem-solving skills are necessary to assess loan applications, evaluate creditworthiness, and make sound lending decisions.

Excellent verbal and written communication skills are essential for interacting with clients, explaining loan products, and negotiating terms.

In-depth knowledge of various retail loan products, interest rates, and financial regulations is crucial. Familiarity with the local market and industry trends is also advantageous.