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Job Description

Black & Grey HR is recruiting a Medical Underwriter for our client, a leading insurance company in Dubai, UAE. The ideal candidate will be responsible for assessing medical risks, evaluating insurance applications, and determining policy terms in line with company guidelines. This role requires expertise in medical underwriting, risk assessment, and insurance industry standards.


<b>Responsibilities:</b>
-     Review and analyze medical history, reports, and test results to assess risk and determine policy eligibility.
-     Evaluate insurance applications and make underwriting decisions based on company policies and regulatory requirements.
-     Collaborate with medical professionals, actuaries, and claims teams to ensure accurate risk assessment.
-     Determine premium rates, policy terms, and coverage limits based on medical and financial risk analysis.
-     Stay updated on medical advancements, industry trends, and regulatory changes affecting underwriting practices.
-     Maintain accurate records and ensure compliance with underwriting guidelines and industry regulations.
-     Provide recommendations for policy approvals, declines, or modifications based on thorough risk assessment.
-     Support sales and customer service teams with underwriting insights and policy-related queries.


Requirements-     Bachelor's degree in Insurance, Finance or a related field.
-     Proven experience as a Medical Underwriter in the insurance industry.
-     Certification in underwriting (e.g., LOMA, AHIP, ALU) is a plus.
-     Strong understanding of medical terminology, risk assessment, and underwriting principles.
-     Excellent analytical, decision-making, and problem-solving skills.
-     Proficiency in underwriting software and medical databases.
-     Strong communication and interpersonal skills to liaise with internal teams and medical professionals.
-     Knowledge of insurance regulations and compliance standards.


BenefitsCompetitive Salary + Benefits

Preferred Candidate

Career Level
Management

🎉 Hey there, welcome to Black & Grey HR! We're not your ordinary talent acquisition company. Our mission is to redefine the recruitment experience and build great employer brands with a humanized, yet progressive approach. 🌟 We understand that the world is rapidly changing, and technological advancements like 📱 mobile internet, 📲 social media, 🤖 automation, and 🧠 artificial intelligence are reshaping the way we live and work. But fear not! Our unique recruitment and selection process takes into account these changes and redefines the way you look at ‘experience’ in the recruitment process. 🤝 With our approach, we increase the probability of hiring great candidates and building strong employer brands, regardless of the challenges. 🚀 We're proud to have worked with 🏢 Fortune 500's, 🏭 leading local organizations, and 🏢 small to medium-sized enterprises in the Middle East. Our diverse client portfolio is a testament to our ability to provide effective solutions to any business, regardless of size or industry. 💪 At Black & Grey HR, we believe that most human resource issues are not black and white. People have different variables and aspirations at every stage of their career. That's why we invest time and effort to truly understand our candidates and clients. We use insights, intellect, and a lot of compassion to effectively manage the grey areas of human interaction and deliver the right solutions. ❤️ Partner with Black & Grey HR today and experience a recruitment process like no other. 🎉

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