Job Description
An SME Product Officer responsible for SME account products typically has a multifaceted role within a financial institution, focusing on the development, management, and optimization of Corporate account products tailored for small and medium-sized enterprises (SMEs). Here is a detailed overview of the key responsibilities and qualifications :
Core Responsibility:
- Plan, develop, and market new SME financial products as well as enhance existing ones to meet the needs of SME clients.
- Monitor and measure the performance of these products post-launch to ensure they meet business objectives
- Conduct market analysis to identify new opportunities and trends in the SME segment
- Requirement Analysis
- Collaborate with all stakeholders to understand business requirements and specifications.
- Monitor product profitability by balancing yield with perceived delinquency risks1.
- Ensure compliance with internal policies and regulatory requirements during product development and management
