Credit Assessor- Saudi National

Role                           Credit Assessor- Saudi National

Location                     Dubai/Saudi Arabia- Hybrid

Job Level                    Professional

Company                    Our client is a global leader in insurance, offering financial services solutions to multinationals, corporates, and banks, and with millions of happy customers enjoying their wide range of products, services, and solutions in insurance and asset management.

Your Role:                  

• Proactive top-down credit risk assessment on portfolio of buyers under defined covered markets.
• Periodic analysis across various sectors under defined geographies.
• Collection of proprietary information via direct contact or meetings with top management on sensitive risks.
• Interaction and alignment with internal stakeholders (Underwriting, Commercial & Claims departments).

Key Responsibilities:

• Buyer assessment in line with EH Grading Methodology and identifying key risk factors.
• Develop close monitoring of market trends to identify trends and mitigate claims.
• Ensuring assessments are conducted in line with quality standards as well as key performance indicators such as response time.
• Proactively monitor portfolio of buyers to identify sensitive risks requiring additional diligence.
• Conduct interviews with key management personnel to gather business updates, discuss financial performance and budgets.
• Preparing and presenting detailed sector insights and reports.
• Developing strong communication channels with internal stakeholders to ensure customer-centricity

The Challenges/ Complexity Requires:

• Strong skills in financial analysis.
• Strong market insights.
• Negotiation skills – to source necessary information and justifying rating decisions to internal stakeholders.
• Adaptability to constant change in complex and dynamic business environments

• Knowledgeable on GCC markets and/or trade sectors.
• Very good knowledge of Finance and Credit Management, minimum 1 to 3 years of experience.
• Expertise and experience in buyers assessment
• Interpersonal skills:
  * Agile and team player
  * Ability to take grading decisions
  * Self-motivation & positive attitude
• Relationship with internal stakeholders
• Capacity to communicate with third parties in order to get information
• Educational requirements:
  * Finance background BSc. in Finance/Accounting
  * Strong writing and communication skills in English

• CFA or equivalent professional qualification.
• Banking or Credit Insurance experience.
• Corporate Finance or Credit management experience

• Response time.
• Quality of assessments to mitigate claims.
• Timely submission of large risk reports.
• Number of buyer contacts/visits.
• Timely review of sensitive risks.
• Timely delivery of ad hoc requirements (country sector matrix, sector reports, etc.)