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Credit Officer

30+ days ago 2025/01/10
Full Time Employee · Senior Executive
100-499 Employees · Recruitment & Employee Placement Agency

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Job Description

Credit Card Application Review and Approval:

  • Evaluate and analyze credit card applications, reviewing credit histories, income, and other financial data to assess applicant creditworthiness.
  • Verify application data is complete and meets established standards and regulatory compliance
  • Process all the applications and coordinate with decisions on credit card approvals, declines, or adjustments to credit limits based on established credit policies and scoring models.

Risk Management and Compliance:

  • Adhere to credit card risk management guidelines
  • Support internal and external audits by ensuring all credit decisions and records are accurate and well-documented.

Customer Interaction and Support:

  • Communicate with customers to verify the provided information in the application is accurate and correct.
  • Address customer inquiries regarding credit limits, terms, and account status, resolving issues professionally and efficiently.

Reporting and Documentation:

  • Prepare and maintain comprehensive records of credit card application decisions and account adjustments, following all regulatory and internal requirements.
  • Generate regular reports on application volumes, approval rates, credit card portfolio performance, and risk trends for management review.


Skills

  • Should have minimum 3 years working in banking / financial sector
  • Fluent in English & Arabic
  • Education: Bachelors Degree or equivalent.

Preferred Candidate

Residence Location
Qatar
Career Level
Senior Executive
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Human Capital Group Qatar
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Human Capital Group was established with intent to deliver integrated solution for Recruitment, HR Management / Processing and HR Outsourcing with a vision to import and impart the Best HUMAN RESORUCES MANAGEMENT SERVICES practices. Initially started with a services such as Recruitment & Head Hunting activity, during the process, conducted a research study on the HR Consultancy demonstrated and has envisaged us to visualize the need to work for the development of HUMAN CAPITAL in the region. Today we work with a panel of industry Experts, Trainers, Associates of different business verticals, a huge database of recourses etc. HUMAN CAPITAL GROUP Consulting is geared to leverage International Sourcing at each stage of the transformation journey from process definition, process standardization, and consolidation to reengineering. We service the needs of our clients, which range from start-up organizations to members of the Fortune 500 as well as renowned consulting organizations and financial institutions, from our offices. Our experts have knowledge and experience who skills HUMAN CAPITAL GROUP Consulting the initial generation of ideas and insights all the way through to detailed implementation with innovative and unique combination of recruiting and placement Capabilities

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