Minimum Bachelor’s preferably Master’s in Finance/ Banking and Finance from a reputable university / institute recognized by HEC.
Experience:
Minimum 5 years of working experience in credit analysis/ review.
Responsibilities:
To develop business from new and existing clients, through strategic penetration into identified market / sectors.
Maintaining and enhancing relationship with key customers accounts and prospective customers to ensure business continuity and growth.
Managing assigned risk assets portfolio in line with bank standards of quality and profitability.
Monitoring risk and ensuring the bank’s relationship strategies is in line with the portfolio and industry quality. Recommending credit facilities, within prescribed limits after a comprehensive analysis.
Analyzing financial statements of borrower in order to assess credit worthiness.
Visiting client to assess business operations and prepare visit reports.
Completing facility and security documents as per approval, compliance of shariah guidelines and process flow.
Skills Required:
Robust financial analysis abilities, proficiency in credit and industry specific knowledge.
Strong interpersonal skills.
Proficiency in MS Office.
Problem solving, good written and verbal communication skills.
