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Job Description

Eligibility:


Minimum 16 Years of education with major in Commerce, Accounting & Finance, Economics or ACCA from an HEC recognized institute/university


Experience:


Overall, 10 Years of Banking experience out of which at least 8 years in Credit review in SME/Commercial Department 


Responsibilities:


  • Timely processing credit proposals, interim request and extensions, etc 
  • Conducting thorough financial evaluations for SME clients, focusing on creditworthiness, Risk mitigation, financial stability, market reputation and repayment capacity
  • Verifying approvals to ensure compliance with the bank's Delegation of Authority, Credit Policies, SBP prudential regulations, and Shariah guidelines prescribed by the Shariah Compliance Department
  • Collaborating with regions, areas, and branches to collect essential information and data to perform comprehensive credit risk analysis

Skills Required:


Robust financial analysis abilities, proficiency in credit analysis and industry-specific knowledge, knowledge of Shariah compliant financing products, SBP PRs & internal credit policies


Department:


SME Banking Department - Corporate, Commercial & Investment Banking Group


Location:


Head Office - Karachi


Last Date to Apply:


5th December, 2024



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