Some careers open more doors than others.
If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
Product Sales (South) : Inclusive Banking Unit
Inclusive Banking Unit (IBU) looks after the Priority Sector lending (PSL) for the Bank. The IBU unit not only plays a role in complying with Regulatory requirements but is focused on furthering the Financial Inclusion agenda, a key focus area for the Bank, in furthering and realizing its growth ambitions in the country.
Principal Accountabilities
1. Business Development
a. Key responsibility is to establish Agri / MSME value chain programs and onboard anchors in collaboration with Business team and product teams
b. Develop Product specific target list with Business RMs and assist sales team in target prioritization
c. Identify new industry segments and markets within PSL domain for bank to focus for Organic business
2. Product Development
a. Formulate product, policy and processes for new products like Commodity Finance etc, to be introduced with detailed product notes for Organic Business
b. Upgrade existing products of the banks basis market intelligence and PSL market requirement
3. Portfolio Management
a. Ensure effective internal control to minimize regulatory risk
b. Interact with cross functional departments like Credit/Operations for smooth flow of Business
c. Ensure correct classification & NIL disqualification of PSL assets
4. Regulatory Compliance
a. Comply with all external and internal reporting requirements for the Portfolio
b. Managing statutory & concurrent auditors for the organic portfolio of the bank
Let our experts design a Professional CV for you.