Senior Financial Analyst

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Functional Description:

Colleague will be responsible for accurate and timely accounting of credit reserves, credit metrics reporting for senior management packs and externally disclosed notes and regulatory filings for American Express and its subsidiaries along with related analysis. Colleague will partner & collaborate with Risk Finance, Risk Decision science, Corporate Planning & Analysis, Market Controllers to define & implement reserving methodologies and perform analytics on big data to generate insights on measure of credit metrics and drivers of performance. In addition, support change management related to continuous improvement along with overall controls & governance, internal / external audits and platform modernization & automation initiatives.

• Accounting of credit reserves for AXP (monthly and quarterly CECL processes)
• Preparation of credit metrics for external disclosures
• Preparation of Regulatory reporting schedules
• Quarterly package for credit metrics for US Bank / International markets and perform deep-dive analysis
• Partner with Risk Finance with respect to implementation of new methodologies (e.g. non-regression models) and quarterly refresh of non-regression models
• Support internal/external audits, PwC walkthroughs, inputs for SOX controls' testing and adhoc requests from business partners
• Support/Change Management w.r.t Enterprise-wide platform modernization initiatives and projects impacting Credit reserves and allied aspects

Desired Skills:

• Must be CA or CPA or MBA from premier institute; prior working experience with Big 4 preferable
• 2-5 years of accounting & reporting experience (US GAAP / SEC / Regulatory Reporting)
• Awareness / exposure to relevant USGAAP (CECL) would be preferable
• Experience with big data & related tools / models with ability to extract and analyze data (SQL, Python)
• Knowledge of CECL / CCAR modeling & analytics would be an added advantage
• Understanding of Amex upstream data architecture & systems will be a plus
• Working knowledge of financial & reporting tools such as Oracle, Essbase, Cornerstone, Tableau, TM1 etc.
• Excellent written and verbal communications skills, strong collaboration, and relationship skills
• Results driven, self-starter, able to lead and influence without direct authority.
• Ability to be flexible, prioritize multiple demands, and demonstrate innovation and learning agility

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries 

Bonus incentives 

Support for financial-well-being and retirement. 

Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 

Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need. 

Generous paid parental leave policies (depending on your location) 

Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 

Free and confidential counseling support through our Healthy Minds program 

Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.  

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.