Senior Analyst-Risk Management

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

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The Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all processes and geographies at American Express.

Senior Analyst, International Enterprise Risk Management CoE, will be a part of the GRC organization and will be based out of India. The incumbent will help support the risk identification, risk aggregation and escalation for all of proprietary business across International markets. The risk universe’s scope would include but not limited to Credit Risk, Operational Risk, Market Risks, Liquidity & Funding Risks , Conduct Risk, Reputational risk, Business and Strategic risk.

Key Responsibilities:

• Develop risk tolerance limits, and establish risk appetite metrics and escalation thresholds for all major risk types
• Identify emerging risks in accordance with the risk appetite program
• Support development of policies, practices, and other control mechanisms to manage key enterprise risks
• Monitor and report on international legal entities’ aggregate risk profile, initiating appropriate actions to ensure adherence to risk appetite
• Support the creation of dashboards and other reporting tools for all major risk types and provide regular updates to applicable Legal Entity boards, International leadership and Risk leadership

Minimum Qualifications:

Experience and Background:

·Strong business and risk acumen with a risk-reward control perspective.

·Strong analytical ability to connect disparate risks with the ability to measure them

·Good understanding of regulatory nuances and banking industry;

·Demonstrated ability to successfully manage multiple priorities;

·Advanced degree in business, engineering, economics or a related field is preferred

·Strong knowledge of SAS/SQL/ Hive/ Python / R / BigQuery would be preferred

Leadership Skills:

• Excellent relationship and partner management skills with the ability to build productive relationships across teams and levels of seniority;
• Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
• Ability to communicate risk observations to colleagues, business partners, and senior leaders;
• Strong verbal and written communication skills

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.  

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.