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Job Description

Job Description:

Job Title - Risk Senior Specialist


Location - Chennai, India


Role Description


The position of credit manager will be responsible for doing due diligence in terms of ensuring adherence to processes involved in credit by taking appropriate credit decision, to be aware on general trend and update on various industries to support appropriate decision making among others.


What we’ll offer you


As part of our flexible scheme, here are just some of the benefits that you’ll enjoy


  • Best in class leave policy
  • Gender neutral parental leaves
  • 100% reimbursement under childcare assistance benefit (gender neutral)
  • Sponsorship for Industry relevant certifications and education
  • Employee Assistance Program for you and your family members
  • Comprehensive Hospitalization Insurance for you and your dependents
  • Accident and Term life Insurance
  • Complementary Health screening for 35 yrs. and above

Your key responsibilities


  • Credit appraisal of loan applications within defined guidelines and accordingly put up for decision.
  • To have acumen to understand multi retail loan products and policies of HL, LAP, working capital and business loans, both secured and Unsecured.
  •  Evaluate and document the risks and mitigants while processing the proposal with adherence to quality and TAT.
  • Candidate should be having acumen to understand property related to legal title and market value of the property.

Your skills and experience


  • Candidate must be pursuing PG/ CA or another relevant stream.
  • Excellent written and oral communication skills
  • Adaptable and proactive on implementing technological changes in process when implemented.

How we’ll support you


  • Training and development to help you excel in your career
  • Coaching and support from experts in your team
  • A culture of continuous learning to aid progression
  • A range of flexible benefits that you can tailor to suit your needs

About us and our teams


Please visit our company website for further information:


https://www.db.com/company/company.htm


We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.


Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.


We welcome applications from all people and promote a positive, fair and inclusive work environment.






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