M3 Director - Product | PayU Finance India Private Limited | Mumbai OR Bangalore (Preferred)

About PayU
PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers. 
As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments every single day. 
Thinking of becoming a PayUneer and you are curious to know more about us? Read more about the life in PayU here 
We are seeking a highly skilled and empathetic individual who will lead in shaping our credit products, business strategy, loan offering formats, and core lending platform. The individual's primary responsibility will be to champion a user-first culture within the company, ensuring that our products are not only helping us build a resilient balance sheet but also a product that is loved by our customers.
Qualifications:

Responsibilities:

• Own business outcomes : Shared ownership of the balance sheet pnl. Build growth models which relate L1, L2, L3 etc metrics.
• Craft OKRs for the entire org.
• Drive product & biz reviews. 
• Product innovation: Create innovative lending products at the cross section of user segments, lending products types, & channels.
• Use AI effectively to reduce friction for users & increase approval rates for loans Product Team Leadership: 
• Build an A level product + analytics organization by attracting top product talent, providing mentorship and fostering a collaborative and inclusive team culture.Stakeholder Management: 
• Collaborate & influence decisions with peers from cross-functional teams, including designers,, engineers, credit policy, sales, operations, analytics, business. Become the single point leader for all chief executives and align them to product & business objectives and priorities.Empathy and User Focus: 
• Demonstrate a deep understanding of our users' needs and pain points, advocating for their interests throughout the product, program & process design. Also become an internal ambassador for customer obsession User Research & Analytics Expertise: 
• Utilize a variety of user research practices to gain insights into user behavior, preferences, and motivations, and apply those insights to inform product and biz decisions. Create a data democratization platform to uncover insights

Qualifications:

• Over 12+ years of experience in product design, with a focus on large scale consumer internet startups
• Over 7 years of experience in team leadership, managing and growing design teams.
• Over 7 years of experience in lending & other financial service productsExtensive knowledge of user research methodologies and practices, with a demonstrated ability to leverage research insights to drive design decisions.
• Strong leadership and team-building skills, with a track record of building and managing high-performing design organizations.
• Proficiency in product, biz modeling, design, user research, and UX copywriting for a diverse range of products.