The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Description Summary:
What you need to know about the role
PayPal Payments Org is looking for highly talented & self-motivated Staff software engineers who have specialization in Java/J2EE/SQL/Data/Cloud to build our platform & product capabilities / solutions for its Async Processing (aka Settlement) domains.
As you know, PayPal is pioneer in Payments and we iteratively define, debate, and deliver our strategy & goals to sustain current business as well as fuel exponential growth as envisioned
Meet our team:
· We are a global team having presence primarily in USA, India, and Singapore. You are expected to work in Payment's card platform domains, namely:
o Cost Engine: It essentially breaks down all the different fee/cost incurred while accepting & processing consumer cards for our Interchange++ merchants / partners and transparently report & charge them as per IC++ pricing model with our mark-up
· We are an equal opportunity employer and believe in ‘Org First, Group Next and Individuals last’ leadership principle. We support internal job rotation within or across the Org as you grow / gain more experience with us. We’ve a strong people strategy to sponsor your career in engineering / architecture / product / data or any other role that brings more passion and energy to you
Job Description:
Your way to impact:
· PayPal Complete Payments (PPCP) is a full stack offering for millions of merchants and strategic partners to seamlessly integrate & handle multiple consumer payment choices like Pay w/ PayPal wallet, direct cards, and other alternate payment methods
- Our immediate focus is to enrich our current Interchange++ pricing model offered to PayPal Inc. merchants / partners who bring significant direct card payment (aka unbranded / white-label volume) to us.
- You’ll be tasked to modernize the Cost Engine platform and build new product capabilities on it which are complex in nature. This is critical to sustain as well as win new business as PayPal envisions.
- Our team will be dedicated in detecting revenue leaks, preventing transaction downgrades/degrades, optimizing costs, and delivering measurable transaction expense savings. We will focus on building dashboards, implementing anomaly detection alerts, and driving actionable insights to achieve these goals
- You’ll make direct impact to business by delivering: (a) large scale platform that meets all our platform & engineering goals; (b) enrich cost estimation and leverage it while generating daily fee reports; (c) offer flexible merchant settlement model; (d) Cost Engine as Service for multi-tenancy integration & deliver predicted costs in real-time
We as a core team can further leverage this platform to build dynamic smart routing and bring visibility to stakeholders on cost optimization opportunities et al.
In your day-to-day role you will
- Build NextGen Cost engine platform and deliver all the goals defined – we believe in “build it once & build it right” principle. Our tech stack is Linux/Java/J2EE/SoA & Web Services/SQL/Oracle/Kafka/Big Data/Cloud (GCP)
- Iterate and develop high-quality product solutions spanning multiple product domains
- Critically focus on robust design, code simplicity, quality, observability, and scale / performance -- translate functional requirements to low-level design & code with right implementation choices and engineering best practices – not only for your own tasks but also responsible for your scrum team
- Spend 50% of time on active development, 30% on design, and 20% in taking E2E ownership to deliver expected outcomes
- Act as a trusted committee for one or more projects to critically review the code and take accountability in ensuring high standards of code quality with zero Production defects
- Design and implement solutions that ensures faster time to market
- Learn PayPal proprietary tech & tools, operational cadence, and site architecture to efficiently build & deploy platform components
- Translate product requirements to functional requirements and define acceptance criteria at EPIC level.
- Key focus is on sustenance and always be a Customer Champion
- Identify & prioritize tech excellence initiatives / debts in every opportunity to bring customer delight & improve our productivity
- Follow 5 Why principle to ensure right decisions are taken with more clarity
- Build more context in our product & business and learn payments ecosystem to become expert as you grow
- Work effectively, autonomously, and collaborate within small teams as necessary to create high quality work products
What do you need to bring
Scala/Spark/SQL to build platform & product capabilities / solutions for its Cost Engine domains.
- You have a Bachelor/master's degree in computer science, Computer Engineering, or Artificial Intelligence or related area.
- You have measurable experience in development & debugging skills using Apache Spark, and on cloud technologies such as Google Cloud(GCP).
- You have real-world exposure to GenAI and ML technologies.
- Programming Language ability in at least one of the following: Scala, Python
- You have substantial hands-on experience in development & debugging skills using Java/J2EE/JPA/REST/Spring & Spring Boot/JDBC/SQL/messaging
- Strong ability to write complex SQL queries for data manipulation and analysis.
- Adhering to best-in-class design, coding, testing and documentation standards
- Effective code reviews & test plan reviews
- Must have built large-scale distributed systems and have good understanding on concurrency & reactive programming
- Proficiency in test methodologies, tools, and achieved complete test automation
- You have demonstrated ability to solve complex problems
- You are flexible and willing to work on data or application technologies like rest API and adept quickly
- You can adapt to work on cloud data or traditional database(s).
- Show commitment to Leadership principles such as being the customer champion, trusting each other, inclusive environment, doing the right thing, work as one team, being transparent, build the next generation
- You are the Domain Lead & Senior Tech Lead and executed large projects, high complexity, with high velocity, provided though leadership, led design and detailed solutioning by partnering with your 4IAB / X-functional teams
- You have experience working in an agile team environment, and familiar with scum ceremonies such as sprint planning, demo, and worked on user stories based on priority and delivered acceptance criteria defined
- You must provide technical leadership for your scrum team and proposed technical solutions for new or revised features based on understanding of product and business domain
- You must be detail-oriented and be able to handle multiple projects with minimal supervision
- You have collaborated effectively with remote teams across time zones
- You have strong verbal, writing skills, and interpersonal skills; ability to thoroughly understand product specifications, and the ability to produce clear concise documentation
- Show commitment to Leadership principles such as being the customer champion, trusting each other, inclusive environment, doing the right thing, work as one team, being transparent, build the next generation
- Below listed must have:
o Experience with Spark SQL, DataFrames, and Datasets.
o Familiarity with distributed system concepts
o Data analysis using OLAP tools / Big data tech & Google BigQuery.
o Payments or related domain experience
o Knowledge of AI/ML
Additional Job Description:
Subsidiary:
PayPal
Travel Percent:
0
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.
Who We Are:
Click Here to learn more about our culture and community.
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please Join our Talent Community.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.
