We're seeking someone to join our team as a Director in our Credit Review Group which is responsible for reviewing the Internal Credit Rating process within the Firm The Internal Audit Division (IAD) drives attention and resources to vulnerabilities by providing an independent and well-informed view and impactful messages about the most important risks facing our Firm. This is accomplished by performing a range of assurance activities to independently assess the quality and effectiveness of Morgan Stanley's system of internal control, including risk management and governance systems and processes. IAD serves as an objective and independent function within the Firm's risk management framework to foster continual improvement of risk management processes. . This is a Director (P3) level position within the Credit Review Family which is responsible for inspecting controls underlying the creditworthiness of Firm's loan portfolio. Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. Interested in joining a team that's eager to create, innovate and make an impact on the world? Read on. What you'll do in the role: - - Help identify risk and impact to relevant coverage area to prioritize areas of focus - Execute and lead aspects of assurance activities (e.g., audits, continuous monitoring, closure verification) to assess risk and formulate a view on the control environment - Facilitate conversations with stakeholders on risks, their impact and how well they are managed in a clear, timely and structured manner - Assist in managing multiple deliverables in line with team priorities - Solicit and provide feedback and participate in formal and on-the-job training to further develop self and peers - Evaluating accuracy of the internal Risk Ratings - Probability of Default (PD), Loss Given Default (LGD) assigned to the obligors/counterparties of the Morgan Stanley global portfolio - Review credit files and provide an opinion on credit analysis related to the exposure and the product type - Evaluate credit monitoring practices for adherence to credit policy and procedures and tracking of account-specific or industry-related developments - Analyze portfolio composition to identify trends and provide opinion on portfolio quality - Evaluating completeness and overall quality of credit files