Credit Support - Operations Analyst

The Credit support – Operations Analyst will be responsible to Review Loan documents and process transactions as per SLA and Perform activities such as review of underwriting documents along with Deal closing and loan servicing activities 

Job Summary

As an Operations Analyst you will be responsible for reviewing loan documents and process transactions as per SLA and Perform activities such as review of underwriting documents

Job responsibilities

• Review Loan documents and process transactions as per SLA
• Perform activities such as review of underwriting documents, Deal closing and loan servicing activities 
• Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
• Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents,  Credit Agreement and abstract critical data
• Perform analysis of Financial Statements and complete spreading as per the guidelines
• Performs required research on the received request within stipulated timelines
• Ability to work through large Excel base data and perform complex calculations
• Interpret data, analyze results using bank’s operating systems
• Follows up on deficient documentation with relevant stake-holders                                          
• Makes informed decisions regarding the documentation handled                     
• Be an SME in the process and understand the upstream and downstream process
• Meet and exceed the turnaround time and accuracy rate as per the specified target
• Ensure adherence to the quality control standards that have been set for the process     
• Generate and publish daily reports

Required Qualifications, skills and capabilities

• 4 years of work experience in Banking/Mortgage/Financial Analysis and Loan Operations 
• Bachelor’s degree in Commerce/Accounting preferred,  6 to 18 months of work experience in Banking/Mortgage/Financial Analysis and Loan Operations 
• You should be open to work in shifts
• Strong verbal & written communication to effectively communicate with various stake-holders and across levels
• Manage the complex requests with minimum supervision and independently make the decisions related to the process
• Good understanding of Financial Statements, Lease Agreement, Mortgage documents, AR reporting, AP reporting and Rent Rolls
• Preferable knowledge on aspects of Financial Statements, AR reporting, AP reporting, Credit Agreement and other loan documents 
• Advanced Excel; SQL; MS Access , Demonstrate the attributes of flexibility and accountability, Excellent interpersonal skills to work effectively in team environment 
• Attention to detail and problem solving skills, Client relationship and time management, MS Office skills,              
• High level of proficiency in organizing, priority setting, and issues management

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.