Credit - Senior Team Leader

Entity:

Finance

Job Family Group:

Finance Group

Job Description:

At bp, we’re reimagining energy for people and our planet. We have a bold ambition: be a net zero company by 2050 or sooner, and help the world get to net zero. Creating a more efficient business that makes the best use of its resources is a critical part of getting there. And that’s what our new global business services (GBS) centre in Pune, India is here to do – put digital at the heart of our business and accelerate the transformation of bp’s business processes across the world. Driven by the bp values and comprising capabilities in data, procurement, finance and customer service, the GBS centre will drive innovative digital solutions and agile ways of working. 

The Credit Risk Team Leader is accountable for managing the Credit Risk Team for our specific US portfolio. Responsible for timely and accurate credit risk decisions. Manage credit activities for the relevant country/business supported by the team to ensure trade debtor balances are tightly controlled and credit risk appraisal of new and existing customers is compliant to the C&P Credit Policy. Accountable for building capability and supporting change within the team in the drive for an operational excellence, professional business partnering & compliance. Support via active involvement any operational tasks performed by the team members. Mentor and develop members of the team from the technical and soft skills point of view and coordinate team activities. Supporting all of the GBS and Business driven projects with Credit Risk knowledge and with resources.

This role supports our American business, so the appropriate working hours are required.

We are a global energy business involved in every aspect of the energy system. We are working towards delivering light, heat, and mobility to millions of people every day. We are one of the very few companies equipped to solve some of the big complex challenges that matter for the future. We have a real contribution to make to the world's ambition of a low-carbon future. Join us and be part of what we can accomplish together. You can participate in our new ambition to become a net zero company by 2050 or sooner and help the world get to net zero.

Would you like to discover how our diverse, hardworking people are owning the way in making energy cleaner and better – and how you can play your part in our world-class team?

Join our Finance Team and advance your career.

Key Accountabilities

Team Leadership:

• Lead, mentor, and manage a team of credit risk analysts;

  
  

• Coordinate and allocate tasks and projects to team members;

  
  

• Foster a collaborative and high-performance team environment;

  
  

• Provide training and support to junior analysts and other team members;

  
  

Credit Risk Assessment:

• Oversee the assessment of credit risk for new and existing clients;

  
  

• Ensure the accuracy and consistency of credit risk evaluations;

  
  

• Develop and implement credit risk models and scoring systems;

  
  

Strategy Development:

• Support the development of the credit risk policies and procedures;

  
  

• Implement strategies to mitigate credit risk exposure;

  
  

• Monitor and report on the effectiveness of credit risk strategies;

  
  

Data Analysis and Reporting:

• Analyse credit risk data to identify trends and potential risks;

  
  

• Prepare comprehensive risk reports for senior management;

  
  

• Ensure compliance with regulatory requirements and internal policies;

  
  

Collaborator Management:

• Maintain and develop working relationship with Cross functions internal or external GBS;

  
  

• This position’s primary interfaces are:

  
  

Internal

• BP GBS Credit, Collections, A/R  & Accounts Payable Team

  
  

• BP Local Country or Regional Finance Team

  
  

• BP Group Treasury

  
  

• Collaborate with other departments to align credit risk strategies with overall business objectives;

  
  

• Communicate effectively with collaborators to explain risk positions and recommendations.

  
  

System Support and knowledge:

• Understand related ERP systems and support ERP enhancements and developments;

  
  

• Support and drive GBS and Business related projects;

  
  

Mandatory Health and Safety Requirements:

• Aligning with all BP’s Health or equivalent experience, Safety, Security and Environment (HSSE) policies and procedures including, wearing of personal protective equipment (PPE); accident, injury incident and near miss reporting; and the correct use of equipment

  
  

• Aligning with all HSSE directions of your line manager or HSSE Manager

  
  

• Participating in HSSE training and discussions, workplace inspections and audits, and assist in the resolution of health and safety issues as required

  
  

• Contributing to successful implementation of HSSE programs and initiatives

  
  

• Aligning with BP’s Code of Conduct, taking a professional and disciplined approach to working with suppliers, to ensure transparency, consistency and fairness. Our procurement and supply chain management principles are always applied within that framework and in the context of relevant laws, presidential decrees and other regulations

  
  

• Raising an immediate issue with the T&SL should any concern come to light regarding the ability of a supplier to meet BP HSSE standards.

  
  

Essential Education and Experience

• Bachelor's degree in Finance, Economics, Business, or related field; Master's degree or professional certification (e.g., CFA, FRM) is a plus.

  
  

• Minimum of 10 years of experience in credit risk analysis, with at least 5 years in a leadership role.

  
  

• Strong knowledge of credit risk models, methodologies, and regulatory requirements.

  
  

• Proficiency in data analysis tools and software (e.g., SQL, Excel, SAS,)

  
  

• Excellent analytical, problem-solving, and decision-making skills.

  
  

• Strong leadership and team management abilities.

  
  

• Effective communication and interpersonal skills.

  
  

Skills and competencies

• Good interpersonal, influential and decision-making skills in order to manage and maintain good relationships with key customers.

  
  

• Able to deal with complex situations while maintaining the right balance of customer and business focus

  
  

• Able to consistently review and adapt approach and style to meet ever changing requirements.

  
  

• Able to manage conflicting work issues and deadlines to ensure deliverables are met and knows when to advance urgent matter on timely manner.

  
  

• Able to prioritize, handle urgent issues and situations, following through to resolution in a timely manner and focusing efforts to deliver business value, advancing properly if needed

  
  

• Able to produce consistently high quality information within tight deadlines

  
  

• Being able to work under fast paced environment, Detail oriented

  
  

Travel Requirement

Negligible travel should be expected with this role

Relocation Assistance:

This role is eligible for relocation within country

Remote Type:

This position is not available for remote working

Skills:

Legal Disclaimer:

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, socioeconomic status, neurodiversity/neurocognitive functioning, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp’s recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.
If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.