Job Description
We are seeking a Risk associate for the position of AVP - Risk at retail lending with 4-5 years of experience in lending Risk management.
Roles and Responsibilities
- Analyzing credit policies using platform data, bureau data & alternate data.
- Creating Scorecards and models ( Application Score , B-Score , Collection Scores )
- Designing experiments to test cohort behaviour and experimental policies.
- Identifying leading indicators / EWS.
- Automate reporting and tracking of the portfolio on multiple levels , Ops performance measures, key performance indicators and associated drivers.
- Refine the Credit policies basis data and create new policies to lend in unexplored segments.
- ML model development methodology : feature creation, development, tuning, validating, monitoring, calibrating wherever required and creating strategies on top of it.
