Role:Asscociate director / Director – Personal Loans Company: PayU Finance Pvt Ltd Location: Mumbai/Gurgaon/Bangalore About PayU: PayU is the fintech and payments arm of Prosus - A global consumer internet group with market value of USD 100 bn and one of the largest technology investors in the world. The Group's businesses serve more than 1.5 billion people in 89 markets and is the market leader in 77 of those markets. Operations of PayU span globally across 20+ high growth markets in India, Latin America, Southeast Asia, Central and Eastern Europe and Africa. The focus is increasingly shifting to India, a high growth market. PayU Credit aims to address credit needs of hundreds of millions of consumers and businesses in India via adopting an innovative and inclusive approach. LazyPay, a flagship initiative of PayU, has seen adoption by millions of consumers in India. PayU Credit has disbursed more than a billion in credit empowering millions of customers. PayU Credit is committed to continue to grow this business significantly in coming years driven by a data and technology led approach. PayU Payments is one of the leading providers of payment and fraud solutions in India. PayU Payments offers more than 70 local payment methods, is trusted by more than 500,000+ merchants including leading eCommerce businesses in India.
The Team
The business team at PayU Credit develops and executes strategies for driving profitable and sustainable business growth. The role is within the Business team at PayU Finance, a RBI registered NBFC, with specific focus on growing personal loan business.
Joining our business team offers you the chance to be a part of a critical team tasked to scale personal loan business in India. Personal Loan business forms significant portion of PayU credit assets in India and objective is to scale the business significantly going ahead. You will be able to help shape the efforts at PayU towards this objective.
The Opportunity:
Develop strategy to grow personal loan led business in a profitable and sustainable manner.
Own and execute the strategy by working closely with PayU internal teams.
Work with external partners to develop product and solutions to drive adoption.
Own the P&L from the business and drive continuous improvements to P&L.
Requirements to be successful in this role:
A degree in management, engineering or other similar quantitative field from a premier institute
7+ years of work experience in unsecured creditbusiness product roles or similar roles at a NBFC / Fintech / Bank.
Demonstrated delivery of driving structural business change.
Detail oriented with strong organisational skills. Ability to function in a high volume setting with tight deadlines.
Strong problem-solving skills.
Excellent stakeholder management skills
High-energy individual with a go-getter instinct and positive attitude.
