You Lead the Way. We’ve Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
Job Responsibilities:
· Provide expert advisory on AML/KYC compliance, ensuring compliance with relevant Indian laws/regulations (Master Direction on KYC, Master Direction of Credit and Debit Card etc.).
· Stay updated on RBI, PMLA and other prevailing regulations to ensure regulatory adherence across business operations.
· Advise on the impact of new and evolving AML regulations.
· Work on regulatory change management (RCM) projects, track the development and liaise with multiple functional teams to ensure compliance and implementation.
· Advise and decision on the Issue Management events which affect the AML/KYC framework.
· Identify, escalate and track risks / issues in a timely manner. Perform various risk assessments for the business and interpreting the same for the broader audience.
· Collaborate with oversight team and business partners to address identified gaps and working towards finding a sustainable solution.
· Working knowledge of Sanction Screening, Customer Onboarding, EDD and Transaction Monitoring process.
· Provide accurate information to various audit teams in a detailed and organized way.
· Ensuring effectiveness of the Compliance program and maintaining best in class Compliance culture within AEBC.
Qualifications, Skills and Experience:
· Good Academic qualification preferably CA/MBA/LLB, relevant certifications will have an additional advantage. Experience in AML/KYC, advisory and regulatory compliance is must. Must have 8+ years of experience.
· Decent knowledge of regulations issued by RBI to Commercial Banks and Payment Operators wrt to AML/KYC.
· Self-motivated, dependable, adaptable and detail oriented with a proven ability to work independently or within team environment.
· Must have knowledge of applicable Laws and Regulations and understanding of relevant enterprise-wide and local policies and standards with the ability to interpret & apply them.
· Effective collaborative skills that contribute to positive working relationships with peers as well as counterparts in Compliance and the business.
· Ability to manage multiple stakeholders and ensuring timely guidance to business partners.
· Excellent verbal and written communication skills. Must be able to communicate effectively with senior management.
· Decent MS office knowledge: Word, Excel, PowerPoint
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.