Job Description
As the Senior underwriting Executive at Reliance Health, you will play a vital role in assessing risk, determining pricing for incoming clients, and driving the success of our B2B and B2C health insurance products in multiple emerging markets. This position requires a strategic mindset, a focus on maintaining ideal medical expense ratios, and implementing plans to enhance the profitability of underperforming accounts. You will collaborate closely with your team lead, and other cross-functional teams, including data scientists, sales, customer success, and clinical leadership, to ensure sustained revenue growth, high retention rates, and overall profitability.
Job Responsibilties
- Assess risk and determine pricing for B2B and B2C health insurance products in multiple emerging markets.
- Implement logical rules-based underwriting processes in alignment with industry best practices.
- Drive and maintain ideal medical expense ratios, ensuring profitability goals are met.
- Develop and execute strategic plans to improve profitability of underperforming accounts.
- Collaborate with data scientists to integrate predictive data science models into underwriting processes.
- Work closely with cross-functional teams, including sales, customer success, and clinical leadership.
- Prioritize tasks effectively across multiple conflicting targets, ensuring business objectives are met.
- Foster a collaborative and team-oriented environment, promoting effective communication and cooperation.
