Senior Retail Credit Risk and Control Oversight Manager - Group WPB Credit Risk, GSC Cairo

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Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, market, and reputation risks. All parts of the Global Risk team use their skills, insight, and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

We are currently seeking a high caliber professional to join our team as a Senior Retail Credit Risk and Control Oversight Manager.

The Opportunity:

• Provide visable, strong and clear leadership in implementing the Risk Management Enhancement Framework initiaitves to strengthen the Retail Credit Risk management control environment
• Dispatch the Group Risk Stewardship responsibilities for Retail Credit Risk/Controls and credit practices across HSBC Group’s retail banking operations
• Drive increased RCR Risk Steward engagement in Region/Market, to demonstrate proactive oversight, review and challenge of the RCR processing control environment and Financial Risk Entity Level Control, including establishing regular touchpoints with Region/Market Risk Stewards
• Provide SME guidance and support for Risk and Control Trigger Event reviews and ensure alingment to the refreshed Risk Taxonomy Control Library for RCR processing Risks.
• HSBC Group control framework including both Entity Level Controls and and Non-Financial Risk Controls are critical to ensuring the Bank systemically and methodically mitigates Inherent Risk in the provision of Retail Lending Products. 
• The Bank’s Global Principles, Risk Management and Non-Financial Risk and Control Frameworks follow 5 key steps to ensure we grow our business safely, deliver fair outcomes for customers, and maintain orderly and transparent operation of financial markets. The role involves supporting Stewardship of these 5 steps – i)Define and Enable, ii) Identfy & Assess, iii)Manage, iv) Aggregate & Report and v)Govern for Retail Credit Risk Processes and Financial Risk (Retail Credit Risk) ELC.

Principal Responsibilities

• Provide visable, strong and clear leadership in implementing the Risk Management Enhancement Framework initiaitves to strengthen the Retail Credit Risk management control environment
• Dispatch the Group Risk Stewardship responsibilities for Retail Credit Risk/Controls and credit practices across HSBC Group’s retail banking operations 
• Drive increased RCR Risk Steward engagement in Region/Market, to demonstrate proactive oversight, review and challenge of the RCR processing control environment and Financial Risk Entity Level Control, including establishing regular touchpoints with Region/Market Risk Stewards
• Provide SME guidance and support for Risk and Control Trigger Event reviews and ensure alingment to the refreshed Risk Taxonomy Control Library for RCR processing Risks.
• HSBC Group control framework including both Entity Level Controls and and Non-Financial Risk Controls are critical to ensuring the Bank systemically and methodically mitigates Inherent Risk in the provision of Retail Lending Products. 
• The Bank’s Global Principles, Risk Management and Non-Financial Risk and Control Frameworks follow 5 key steps to ensure we grow our business safely, deliver fair outcomes for customers, and maintain orderly and transparent operation of financial markets. The role involves supporting Stewardship of these 5 steps – i)Define and Enable, ii)Identfy & Assess, iii)Manage, iv) Aggregate & Report and v)Govern for Retail Credit Risk Processes and Financial Risk (Retail Credit Risk) ELC.

Specifics of the Role Holder:

• Demonstrates strong knowledge of the people, processes and systems invoved in the management of Retail Credit Risk activities through the credit lifecylce
• Prior experience working in a Credit Risk Management role or equivalent Risk and Control role within a Businsess.
• Critical problem solving skills, able to balance structued solutions verus pragmatism as appropriate to business needs
• Active engagment with WPB (FLOD) stakeholders
• Ability to cover Risk Management Framework for Retail Credit Risk for MENAT and Europe at a regional level.
• Ability to cover RMFe work streams like RCR Policy enhancements, RCAs, Controls, Issue Management, Risk Culture, Assurance, and training.
• Strong prioritization skills and be able to perform multitask under pressure, to meet challenging deadlines, whilst retaining a keen eye for detail.
• Ability to clearly articulate the Bank’s Global Principles, Risk Management and Non-Financial Risk Frameworks and be able to demonstrate how these are embded in the management of Retail Credit Risk
• Implements significant strategic interventions at pace to significantly improve processing risk mitigation of portfolios
• Evaluate and critically challenge regional and country credit risk management decisions and practices within the control environment.