Credit Analyst

• Assess creditworthiness of existing or prospective clients
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
• Complete ratio, trend and cash flows analyses and create projections
• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
• Determine in depth the degree of risk involved and perform risk assessments.
• Carefully analyses data and produce clear and objective reports
• Routinely monitor loans for compliance
• Adhere to credit policy and guidelines
• Monitor corporate portfolio asset quality on an ongoing basis.
• Draft models of credit information that predict trends and patterns.

·        Ability to handle multiple projects and submit applications on time.

·        Understanding of business, economic, and industry risk.

·        Financial forecasting.