Virtual Relationship Officer - Emiratized Role
Full-time Sub Division: Commercial Banking Division: Corporate and Commercial Banking Group
Company Description
FAB, the UAE’s largest bank and one of the world’s largest and safest institutions, offers an extensive range of tailor-made solutions, and products and services, to provide a customised experience. Through its strategic offerings, it looks to meet the banking needs of customers across the world via its market-leading Corporate and Investment Banking and Personal Banking franchises.
Job Description
Job Context:
Financials
Manage portfolio of 700-800 customers comprising of customers primarily non borrowing customers Achieve monthly& annual KPI objectives (Portfolio, Revenue, X-sell and Activations) Cross sell bank products (New accounts, Assets, Trade, FX and Bancassurance) to increase product penetration across customer portfolio Refer and upgrade customers to other units within the segment viz. Sales & Coverage RM Ensure penetration in the market through focus on New to Bank referrals from existing customers Maintain Daily Sales Reports on business performance for review
Customers
Be commercially effective in the role and consistently keep customer/client as focus & ensure excellent customer service by delivering quality client on-boarding experience Ensure timely updation of KYC and conduct due diligence Ensure thorough knowledge of all products, policies and processes in order to achieve superior client on boarding experience Effectively manage current account excess and account conduct management To ensure no mis selling to customers by offering products / services transparently as per customer requirements.
Learning & Growth
Participate in the assigned People Development and Learning & Development programmes. Take accountability for own development by active enrolment and participation with close coordination with respective Unit Manager To ensure participation in assigned training, Learning & Development programmes Awareness to competition offerings and offer suggestions to line manager to improve product/ processes
Internal Processes
Ensure strict adherence of prescribed Sales & Compliance processes as per Bank's policies. Adherence to governance & controls to proactively identify, manage and minimize/mitigate potential losses Adhere to agreed SOP’s across applicable areas Adherence to all prescribed internal processes to ensure satisfactory Audit Ratings
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Qualifications
Minimum Qualification ▪ Diploma or bachelor’s degree in business administration, Finance, Banking or a related major field of study is preferred
Minimum Experience
1-2 years relevant experience of Banking in customer service / sales / client facing roles. Commercial Banking experience will be an added advantage. Strong interpersonal skills and fluency in English and Arabic
Virtual Relationship Officer - Emiratized Role
Dubai - United Arab Emirates * Full-time
