Evaluate Financial Health: Review clients' financial circumstances, including income, credit score, savings, debts, and overall financial stability.
Determine Affordability: Help clients understand what they can afford based on their income, expenses, and credit score.
Explain Mortgage Products: Offer detailed explanations of various mortgage products (e.g., fixed-rate, variable-rate, interest-only mortgages, government-backed loans) and help clients choose the most suitable option for their needs.
Guide on Loan Terms and Conditions: Advise clients on key terms such as loan amounts, repayment schedules, interest rates, and down payment requirements.
Collect Necessary Documentation: Guide clients in gathering required documents (e.g., proof of income, tax returns, bank statements, identification) for the loan application.
Complete Loan Applications: Help clients fill out and submit mortgage application forms accurately.
Submit Applications to Lenders: Submit completed applications to a network of mortgage lenders or financial institutions for approval.
Address Underwriting Requirements: Ensure the client’s financial documentation meets the lender’s underwriting guidelines and resolve any issues that arise
