IRAU Credit Risk Associate

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in credit risk analysis, monitoring and credit administration to Citi’s Institutional Risk Analysis Unit Team.

By joining Citi, you will become part of a global organisation whose mission is to serve administration as a partner to Risk and Banking and International shared commitment to ensuring the safety and soundness of wholesale lending across Institutional Client Group.

Through managing the day-to-day credit risk processes, Citi’s IRAU team plays a pivotal role in supporting Citi’s mission. We are seeking specifically, Credit Risk Analysts to join this dynamic team. Your job will be focused on the production of Transactions and Portfolio & Industry reviews, while providing support to a variety of tasks related to credit risk analysis.

What you’ll do

• Assess the credit and financial strength of Citi’s Most Complex Large Corporate, Public Sector, and Financial Institutions Clients based in Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
• Complete Credit Analysis write-ups while assigning internal credit risk ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge.
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, Risk and Banking partners.
• Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.

What we'll need from you

• Demonstratable financial services experience, including 4-6 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
• Strong proficiency in English (written and verbal). French and/or Arabic will be an added advantage
• Strong analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.
• Background on both Corporate and Financial Institutions’ risk analysis will be a plus.
• Displays advanced industry research capabilities, including risk and key drivers.
• Solid understanding of credit policy and procedures; proactively refers to resources as needed.
• Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly.

What we can offer you

This is a role that'll offer you the opportunity to build an in-depth knowledge of Corporate Credit. Every day there will be new business challenges that will help you develop new skills that can drive your career.

By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), paid annual leave, and enjoy a whole host of additional benefits such as:

• A discretional annual performance related bonus
• Private Medical Care & Life Insurance
• Pension Plan
• Paid Parental Leave
• Special discounts for employees, family, and friends
• Access to an array of learning and development resources

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

------------------------------------------------------

Job Family Group:

------------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting