ICM Underwriting Credit Risk Senior Analyst, C12, ISTANBUL
Institutional Credit Management Underwriting (ICM-UW) is an integral part of the ICM organization. ICM-UW’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Risk and Banking. These three groups have a shared commitment to ensuring the safety and soundness of wholesale lending across Citi.
ICM-UW Credit Risk Senior Analysts are responsible for a portfolio of client relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing. The role is part of the Turkish ICM team.
Key Responsibilities:
- Assess the credit and financial strength of Citi’s Large Corporate, Public Sector and Financial Institutions clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
- Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM-UW seniors, Risk and Banking.
- Partnership with applicable regional and industry stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
- Support ICM-UW Voice of the Employee (VOE) initiatives.
Knowledge/Experience:
- Demonstratable financial services experience, including 6-7 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
- Strong knowledge of Wholesale Credit Processes
- Knowledge of financial statements and GAAP accounting or similar governance relating to country of operation.
- Sound understanding of policies and procedures with the ability to execute change seamlessly
- Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
- Experience in preparing presentations for seniors
- Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly.
- Full awareness and adherence to the control environment including Quality Assurance and Quality Control
Skills/Competencies:
- Assists colleagues in identifying stretch opportunities to elevate individual and team performance
- Coach and mentor analysts to develop team strengths and improve weaknesses
- Proven culture carrier
- Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
- Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
- Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Good Microsoft Office (Word, Excel, and PowerPoint) skills
Qualifications:
- BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
- Language required : English ( fluently in Writing, speaking, listening)
------------------------------------------------------
Job Family Group:
Risk Management
------------------------------------------------------
Job Family:
Credit Decisions
------------------------------------------------------
Time Type:
Full time
------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View the "EEO is the Law" poster. View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting
