SME Product Officer

An SME Product Officer responsible for SME account products typically has a multifaceted role within a financial institution, focusing on the development, management, and optimization of Corporate account products tailored for small and medium-sized enterprises (SMEs). Here is a detailed overview of the key responsibilities and qualifications :

Core Responsibility:

• Plan, develop, and market new SME financial products as well as enhance existing ones to meet the needs of SME clients.
• Monitor and measure the performance of these products post-launch to ensure they meet business objectives
• Conduct market analysis to identify new opportunities and trends in the SME segment
• Requirement Analysis
• Collaborate with all stakeholders to understand business requirements and specifications.
• Monitor product profitability by balancing yield with perceived delinquency risks1.
• Ensure compliance with internal policies and regulatory requirements during product development and management