Job Summary:
The incumbent is mainly responsible for leading a team of customer service Executives and Officers in providing efficient, friendly and quality service the Bank's First customers; answering queries, providing information and guiding customers through various banking procedures; marketing the Group’s products and services and encouraging customers to increase their business with the Group.
Essential Duties & Responsibilities by Dimensions:
A. Shareholder & Financial:
- Proactively market the Group’s products to increase sales volume and profitability, and to achieve or exceed set targets and goals.
- Suggest Key Performance Indicators (KPIs) for branch customer service performance monitoring and quality measurement purposes.
- Implements KPI’s and best practices
- Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.
- Act within the limits of the powers delegated to the incumbent and delegate authority to the respective staff and monitor exercise of the same.
- Demonstrate clear understanding of the important factors behind the bank's financial & non-financial performance.
B. Customer (Internal & External):
- Enhance the Group’s image through pro-active customer-driven servicing of their needs in support of the goal of exceeding customer expectations.
- Monitors service quality indicators and takes corrective measures to ensure highest level of customer satisfaction and ensures all problems/complaints/queries are handled quickly, efficiently and tactfully.
- Resolves escalated customer complaints and ensures timely resolution of the same
- Aims to increase bank’s market share by ensuring high level of service and meeting the turnaround time for various processes as laid down.
- Provide timely and accurate information to the external and internal auditors and the Compliance function as and when required.
- Drives sales of new products ensures proper documentation of applications and tracks sales targets to achieve growth.
- To assist customers in all their queries on Bank’s product and seek solution to their requests.
- Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.
- Build and maintain strong/effective relationships with related departments/units to achieve the Group’s objectives.
- Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.
C. Internal (Processes, Products, Regulatory):
- Act as the first point of contact for customers, especially for new customers, answer their queries and provide information about various products and services offered by the Group.
- Maintain customer services area files, database, records, registers and logs under control.
- Provide authorizations and downloads as necessary to ensure smooth running of the daily work.
- Coordinate with Tellers on an “as is needed” basis to ensure smooth operations, and timely and friendly service delivery.
- Lead and direct the daily activities for Customer Service unit including, but not limited to;
- checking customers’ applications for different types of products and services,
- checking loan applications and loan agreements before submitting the same for approvals,
- authorizing customers’ signatures,
- authorizing the daily work of the customer services staff,
- following up dormant accounts especially debit accounts,
- preparing management reports such as monthly opened/closed accounts.
-Ensures implementation of all audit recommendations and minimizes occurrence of any deviations during audit checks
- Bachelor degree University graduate preferably with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study),
- At least 6 years of relevant experience, preferably within a highly rated international bank.
- Well-informed of branch customer service practices and regulations; with at least 2 years’ experience in local environment.
- Excellent oral and written communication skills (including report writing) in English and Arabic.
- Good interpersonal and presentation skills.
- Understanding of the relevant laws, regulations, and practices.
- Ability to make decisions and follow through with initiatives.
- Personal integrity and self-management.
- Planning, organizing, and analytical ability.
- Results oriented.
- Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.