Full Stack Engineer

At CreditBook, we're improving financial outcomes for entrepreneurs in emerging markets. Our technology empowers small and medium-sized businesses in Pakistan by enabling fast access to finance, which in turn boosts growth and improves cash flow for them.

In just 12-18 months, CreditBook secured over $11M in venture funding and scaled its technology to tens of thousands of micro-businesses. Backed by leading investors like Tiger Global and Firstminute Capital, CreditBook offers fast, accessible lending services across MENAP. Our product suite integrates seamlessly with businesses via APIs and SDKs, simplifying compliance, risk management, and capital supply.

We are keen to partner with curious individuals, passionate about solving for this problem with us. If this sounds like you, we encourage you to apply today!

We're on the lookout for the top 1% of talent around the world that are just getting their careers off the ground. If you are:

• Mission driven — you align with CreditBook's mission of improving financial outcomes for businesses in emerging markets
• User obsessed — no task is too big or too small when it comes to ensuring that users get the most value from your output.
• Curious — have a hunger for solving problems; the more complex the hungrier you get
• Reflective — in pursuit of being the best you continually reflect and take action on how to be the best
• Data driven — opinions are normative, but you use data to cite and bring evidence to anything you disagree with.
• Collaborative — you lend a helping hand to someone in need often.
• Clear — you listen to a question closely, and answer thoughtfully.
• Action oriented — you believe leadership is all about leading by example.

• Design, develop, test, and maintain scalable and efficient backend systems and frontend user experiences.
• Collaborate with product managers, data scientists, and other stakeholders to understand business requirements and translate them into technical solutions.
• Write clean, maintainable, and well-documented code as per the set coding standards
• Collaborate with other engineering teams, data engineering, and platform, to ensure seamless integration of systems with other components of the platform
• Contribute to the creation and maintenance of technical documentation, API specifications, and user guides to facilitate seamless collaboration within and outside the team
• Troubleshoot and resolve technical issues, bugs, and performance bottlenecks, providing timely support to maintain system uptime and user satisfaction.
• Collaborate with UX/UI designers to implement visually appealing and user-friendly frontend interfaces that align with the overall product vision.
• Conduct performance tuning and optimization exercises to ensure the application can handle increasing user loads and maintain high responsiveness.
• Conduct regular code reviews and provide constructive feedback to team members, fostering a culture of continuous improvement and code quality.

• Bachelors in Computer Science or other relevant field.
• Proficient in utilizing the Node.js ecosystem to develop scalable and efficient backend systems.
• Demonstrated expertise in building frontend applications using React/Next.js.
• Sound understanding of source control tools, such as Git, to manage and track code changes effectively.
• Well-versed in working with NoSQL databases like MongoDB and Redis to handle data storage and retrieval efficiently.
• Experience in successfully developing and launching software products in a professional environment.

• Impact: Opportunity to be part of building a start-up first-hand and unlocking impact
• Competitive salary and stock options
• Health Insurance benefits
• Remote-first -- work when you want, how you want (on-site or remote or both)!
• Flexibility in work timings
• Unlimited total paid leaves
• Company-wide sharing of weekly updates about business metrics and customer stories
• A feedback-heavy culture consisting of quarterly feedback cycles and regular 1:1 check-ins with one's manager to unlock growth
• Yearly training sponsorship budget for each teammate
• Internal and external masterclasses from individuals at renowned global organizations
• Exposure to a multicultural team, spread across three continents
• Free lunch at the office on Tuesdays!

CreditBook is an Equal Opportunity Employer and strictly prohibits discrimination of any kind. We believe that great ideas come through broad exposure, diversity and healthy debate. We are committed to building the best team possible and all employment decisions are based on business needs, job requirements and individual potential and qualifications, without regard to race, color, age, religion, socioeconomic status, orientation, gender identity, national origin or disability.
We feel excited about learning from one another and getting unique, thoughtful, bold opinions -- we're excited for yours!