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Within Global Strategy & Enablement (GS&E), the Global Complaints & Privacy organization is responsible for owning and governing the enterprise complaint program policies, and servicing & handling customer complaint channels across multiple markets. The team is responsible for ensuring resolution of Customer outcomes, identifying key trends across geographies, and ensuring compliance to key international regulations/laws and practices.
How will you make an impact in this role?
The role will specifically require to take-over Nodal officer responsibility for the India market. Additionally, the role may also include leading cross-functional teams in a highly regulated and fast paced environment, delivering unparalleled Customer Service to our Card Members.
Responsibilities include:
The primary objective of the role is to oversee end to end customer complaints management (e.g., process, procedures, practices, and standards) for AEBC India. In this role the selected candidate will play a key role in establishing strong business relationships across all lines of business in India working with other leaders in Legal, Privacy, Compliance, Customer Service, Credit, Fraud, New Accounts, Disputes, Marketing Travel, Insurance & several back-office teams to support resolution of all complaints.
·Act as Nodal Officer representing AEBC to RBI, CICs (Credit Information Companies) and to be the focal point for grievance related queries.
·Attending to the references received from the RBI / CICs and ensure that comments & responses after due internal investigation and scrutiny are submitted to RBI/CICs timely.
·Provide Governance & oversight on complaint related matters to various business units.
·Attend Banking Ombudsman meet scheduled by the Regulator/ RBI (Reserve Bank of India)
·Oversee all complaints not resolved by the Bank within regulatory timelines.
·Responsible for the timely review & closure of any Banking Ombudsman Instruction, Advisory or Award issued to the Bank.
·Present regular reporting to key stakeholders and attend meetings with Global Leaders for business updates in various Bank committees.
·Ensure team is working efficiently and effectively adhering to all compliance, audit guidelines, policies, and procedures.
·Collaborate with stakeholders driving end to end accountability in resolving complex complaints, meeting regulatory obligations, market and complaint program requirements.
·Provide strategic direction to the team and assess opportunities for streamlining the process and create a culture that anticipates and manages potential risks in advance.
Minimum Qualifications
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.