Job Description:Job Title: Head of Lending operations (NBFC)
Location: Mumbai, India
Role Description
- Head of Lending operations (NBFC), Single contributor as well as team management role
- Staff is required to have in-depth knowledge in handling Lending operations covering KYC On-boarding, Legal Loan documentation, Collateral monitoring, disbursement and interest reset, Regulatory reportings, GST compliances etc
- The role requires the person to have indepth knowledge of PMS regulations, reporting and compliances, GST compliaces, KYC on-boarding, Deal booking for fixed income and broking/custody/fund accounting knowledge for Securities trading and operation.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
- Client on-boarding with understanding of documentation for different client categories, periodic reviews and other RBI/SEBI requirements
- Update of key regulatory requirements covering lending and PMS business more from operational implementation perspective
- Preparation of data for Board meetings
- Manage the lending operations effectively without any financial loss
- Ensure that the Operations are run in a compliant environment where the internal Group as well as regulatory policies and processes are duly complied with
- All regulatory filings including GST reporting are done on time
- Should be able to manage a team and ensure that the deliverables are met on time
Your skills and experience
- Minimum 10 years of work experience in managing lending operations for an NBFC. Should also have a brief knowledge of PMS operations as well covering Discretionary PMS, Non-discretionary PMS and Investment Advisory
- Sound knowledge of lending systems preferably Miles Vantage and Integra
- Product Knowledge along with understanding of Loan documentation execution, Rollovers, interest resets as well as other regulatory requirements on reporting (CRILIC, XBRL, CIMS etc)
- Should have a handle on PMS Product, documentation, regulatory reporting, reconciliations, corporate actions, settlement etc
- Should know preparation of GST returns as well as reporting including data submission for TDS return filing.
- Should have handled internal audits as well as regulatory audits independently and have an eye for details on Risk and controls.
- Knowledge around documentation of policies and processes
- Interaction with treasury for fund arrangement and breakage cost
- Should be able to develop and maintain good relationships with different functions including finance, audit, compliance, Group tax etc.
How we’ll support you
- Training and development to help you excel in your career
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.htm
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
