Financial Analyst

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

What you need to know about the role-
This highly collaborative role will involve close coordination within the FP&A organization and across broader teams, including the Payment Partnerships team, product development, product management, business operations, risk management, data infrastructure teams, and external partners.
In this role, the candidate will manage transaction expenses for international markets, addressing the needs of various regions by deriving toplines and collaborating with local business units (BUs) to analyze market trends and conditions. They will take ownership of their portfolio, ensuring accurate tracking of transaction expense budgets and forecasts, incorporating inputs from BUs, markets, products, and other relevant sources.
Meet our team-
The Global FP&A organization is responsible for overseeing and managing Margins, Revenue, and Transaction Expenses. Currently, the Payment Finance team is looking for a qualified candidate to lead efforts in monitoring the financial, functional, operational, and technical performance related to transaction expenses, with the aim of enhancing tracking and optimization.

Job Description:

Your way to impact:
This highly collaborative role will involve close coordination within the FP&A organization and across broader teams, including the Payment Partnerships team, product development, product management, business operations, risk management, data infrastructure teams, and external partners.

Your day to day Responsibilities include:

• Oversee a portfolio, market, or business unit, ensuring end-to-end ownership of transaction expense tracking across various factors while managing budgets and forecasts.
• Take full ownership of responsibilities, including developing quick and effective solutions as needed.
• Collaborate with cross-functional teams to understand business dynamics and adopt a data-driven approach to create impactful stories that influence stakeholders.
• Analyze regulations, network mandates, and bulletins to assess their impact and prioritize accordingly.
• Demonstrate strong self-motivation by establishing cadences with partners and driving innovative solutions to address market requirements.
• Proficient in Hadoop, SQL, Tableau, Power BI, and Excel, with the ability to create solutions and generate data insights as needed.

• Familiarity with Python and other analytics tools is a plus.
• Develop and track KPIs used to monitor the overall health of their area of work for transaction expense understand the impacts on Revenue, Margin and Pricings. The scope includes understanding different funding instruments and their costs differ.
• Take a hands-on approach to obtain the right business context, understand the data schema, and develop flawless solutions to reduce costs and work on budgeting and forecasting with cost increases vs benefits that we have.
• Develop, automate, and maintain solutions using Tableau/Power BU and ensure timeliness and accuracy of metrics in the solutions. 
• Collaborate with business operations and product teams, prioritize high impact needs to be implemented by Product and Engineering. And maintain an operating rhythm and accountability to identify and resolve product performance issues.
• Develop a strong relationship with the data infrastructure team and provide oversight to the implementation of data quality and data integration solutions across the organization, drive innovative solutions to improve data/analytics quality, data visualization, and automation and scalability of reports and dashboards.
• Quantify impact of any product degradation on key metrics and communicate the potential customer/financial impact to stakeholders in a clear and concise manner.
• Develop standardized methodologies and templates (includes metrics discovery, segmentation, benchmarking, time-periods, etc.) so that products can be launched and tracked in an efficient manner across regions.  standardize way to measure and track product launches or enhancements to existing products across different markets.
• Work with Product managers to establish thresholds for new and existing key performance indicators (KPIs), communicate findings/anomalies on financial KPIs

What do you need to bring-

• Total experience: 7 to 10 years in Finance and Analytics.
• Must skills: Python, SQL, Visualisation tool (Tableau/Power BI), Hadoop, Hive, Financial Analysis, Budgeting, Microsoft Excel,
• Successful candidates will possess exceptional business judgment, strong analytic skills, and superb communication skills. They must have a passion for living in the data and be comfortable rolling up their sleeves to get into the details of the analysis, as well as being able to synthesize and provide high-level thought leadership.
• This role need an exceptional skills on Financial KPIs, Analytics, Business understanding & Technical lenses to fulfill their role demands.
• Proven track record of utilizing a data-driven approach to solve ambiguous business problems and delivering business and operational impact.
• Requires strong technical and analytical skills to translate complex transactional data into valuable and insightful information.
• Significant experience Hadoop, SQL and reporting tools (Power BI and Tableau) is required. Python, Hive and additional Data bases and automation technologies are required.
• Bachelor’s/Master’s degree preferably in a quantitative field (statistics/Finance/Analytics/Data Science).

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.