Financial Analysis - Associate

You are a strategic thinker passionate about driving solutions in Financial Analysis. You have found the right team.

As a Financial Analysis - Associate in our Finance team, you will spend each day defining, refining and delivering set goals for our firm

The CBB Finance team in Bengaluru supports the Consumer and Business Banking segment by offering Financial Reporting, Planning, Modelling and Analysis services to various internal customers including Finance and Business Management leads and field finance teams. This position will be part of Real Estate Finance team responsible for providing support for Consumer Bank Real Estate, Global Real Estate and other stakeholder teams.  In this role, you will develop a deep understanding of the branch real estate business and financial principles to enable and assess channel performance as well as make recommendations. This role will require to perform proactive analysis on branch performance to provide recommendations on target setting for new branches and help drive critical business decisions by analyzing metrics and designing reports.

Job Responsibilities 

• Execute financial modeling for real estate related activities including new builds, relocations, consolidations, branch purchases, property redevelopments and dispositions, with ~$1B in capital spend.     
• Own the analysis of existing branch performance to provide recommendations on different funding decisions to Open new branches, consolidation of branches, Purchase vs Lease options and Relocation of branches.
• Designing new reports as per business need and developing processes to automate reports 
• Lead automation and other projects related to streamlining the existing and new processes that help in providing key insights to the CFO and evaluate funding decisions
• Develop strong business understanding and key metrics that drive the decision making process
• Maintain complete databases that can be used for subsequent analysis and set-up processes to maintain accuracy
• Summarize the drivers behind branch performance including profitability, break-even, pay-back etc. 
• Focus on improving and maintaining high degree of accuracy 
• Support any standard reports as well as adhoc requests reporting requests 
• Present financial results to leaders in the organization. Constant focus on automating manual process. Develop strong understanding of the models and key metrics that drive the decision making process

Required qualifications, capabilities, and skills

• Qualified CA/ MBA or equivalent degree in Accounting/Finance
• Minimum of 6 years’ experience in Financial Planning or modeling
• Advance excel skill including VBA and Essbase
• Working knowledge of SQL for data extraction and manipulation
• Good communication and strong excel skills. 
• Positive attitude and demonstrate intellectual curiosity
• Strong analytical skills and attention to detail
• Ability to navigate multiple data sets and synthesize into cohesive presentation and recommendations
• Team oriented, inquisitive, critical thinker who anticipates questions from internal clients and senior management
• Ability to multi-task and work autonomously within team environment

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.