Card Services Risk Strategy & Execution – Associate

The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to promote business decisions.

As an Associate within the Consumer and Community Banking (CCB) Risk Cards Strategic Analytics team, you will be tasked with producing insightful analytics and suggestions related to strategy development, implementation, operational controls, and performance monitoring. Your role will involve conducting both quantitative and qualitative analysis on credit card customers to identify the most effective credit risk strategy to be implemented throughout the card life cycle.

Job responsibilities:

• Collaborate in developing, maintaining, and improving credit program policies, strategies, processes and procedures within the assigned function
• Collaborate across policy teams, owning Control reports and monitoring Data Quality metrics
• Conduct complex analysis and providing accurate and concise results with recommendations on correction execution activities.
• Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategy controls and correction testing
• Perform data validations for existing controls and processes. Also assist with data migration to Snowflake as part of modernization
• Support corrections testing activities to identify and remediated customers impacted by incorrect decisions driven due to data issues or incorrect requirement
• Support dual code validations for ADHOC strategy execution based on business requirement

Required qualifications, capabilities, and skills

• Bachelor’s or Master’s in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
• Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
• Minimum 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis
• Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications. 
• High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines
• Proven ability to collaborate and build strong partnerships. 
• Intellectual curiosity, attention to detail with a proven ability to learn quickly
• A solid foundation and understanding of business processes, risk policies and technology
• Knowledge of consumer credit and lending regulatory standards preferred

Preferred Qualifications, Capabilities, and Skills

• Prior experience of working in credit card industry, including understanding of regulatory requirements

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.