Morgan Stanley FI Credit Coverage, Credit Risk - Associate Profile Description Were seeking someone to join our team as (Associate) in (Credit Risk) division. Firm Risk Management In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives. Company Profile Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. At Morgan Stanley India, we support the Firms global businesses, with critical presence across Institutional Securities, Wealth Management, and Investment management, as well as in the Firms infrastructure functions of Technology, Operations, Finance, Risk Management, Legal and Corporate & Enterprise Services. Morgan Stanley has been rooted in India since 1993, with campuses in both Mumbai and Bengaluru. We empower our multi-faceted and talented teams to advance their careers and make a global impact on the business. For those who show passion and grit in their work, theres ample opportunity to move across the businesses for those who show passion and grit in their work. Interested in joining a team thats eager to create, innovate and make an impact on the world? Read on What youll do in the role: Primary responsibilities: Ability to analyze and interpret the financial statements of Firm's Financial Institutions clients Assessment of credit strengths and weaknesses of clients Limit excess management with investigation of limit breaches for counterparties Conduct in-depth industry research across various sectors across Asia Pacific Review and recommend credit risk-related transactions for approval Conduct industry research and develop sovereign and macro risk views as required to support decision making Support senior credit officers with client Due Diligence calls, independent research and establish credit rating of counterparties Prepare loan and annual review memos for active/ potential counterparties Monitor portfolio quality on an ongoing basis and dynamically update credit views on counterparties, sectors and other risks Focus on developing deep domain knowledge and SME capabilities. Stay updated on various products, develop industry knowledge and its impact on business, and proactively discuss / share opinions with senior coverage stakeholders. Understanding of applicable regulatory and internal policies and standards and their application Partner with colleagues across the globe to achieve your goals and to gain insight into how a global organization operates