Analyst Compliance

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

The Global Financial Crimes Compliance (GFCC)Transaction Monitoring Rule Program Oversight (TMRPO) team at American Express is responsible for the assessment and oversight of the enterprise-wide anti-money laundering (AML) and counter-terrorist financing (CTF) transaction monitoring (TM) program, which entails assessing, designing, and optimizing TM rules across American Express’s global products and services. These strategies ultimately generate alerts which are investigated by the GFCC Financial Intelligence Unit (FIU) as part of the Suspicious Activity Reporting (SAR) process.

Job Responsibilities:

• The successful candidate will be part of a team that focuses on rule optimization. The individual will be responsible for:
• Assist with overseeing the TM rule optimizations and working with cross-functional teams to improve rule performance.
• Develop subject matter expertise on TM alert investigation and SAR filing processes
• Collaborate with stakeholders (e.g., the FIU) to identify rule enhancement opportunities, coverage gaps or emerging trends that could impact the rule
• Review the above the line and below the line (ATL/BTL) testing and interpret testing results
• Define optimization tasks and review optimization memos
• Gather historical transaction data to prepare trend analysis for the American Express’s products and transactions
• Support the ongoing expansion and enhancement of the program by identifying methodology enhancements, incorporating emerging technologies (e.g., AI/ML), and designing process automation

Minimum Qualifications:

• Strong communication, writing, and editing skills, a keen attention to detail, and the ability to translate data insights into actionable solutions
• Demonstrated research and analytical skills with relevant experience
• Experience in one or more analytical languages (such as SQL, Python, or R)
• Experience with statistical models
• Basic knowledge of financial products and transactions, including associated AML/CTF risks and TM typologies
• The ability to manage multiple projects simultaneously, and a willingness to be a deadline-driven contributor in a dynamic working environment
• Advanced Excel, PowerPoint, and Word skills

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.  

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.